Credit Officer

This vacancy presents a chance to join a leading organization. Key Responsibilities: - Review and evaluate loan/credit applications in line with company credit policies. - Conduct credit analysis, background checks, and verification of customer information. - Approve, recommend, or decline credit requests based on risk assessment. - Monitor customer accounts to ensure timely repayments and follow up on overdue accounts. - Prepare credit reports and maintain accurate customer credit records. - Identify potential credit risks and recommend mitigation strategies. - Work closely with sales, finance, and recovery teams to ensure smooth credit operations. - Ensure compliance with internal policies and regulatory requirements. - Provide excellent customer service and guidance on credit-related matters. Requirements: & Qualifications - ND in Finance, Accounting, Economics, Business Administration, or related field. - 1–3 years’ experience in credit analysis, lending, or related roles (fresh graduates may be considered for entry-level roles). - Strong analytical and decision-making skills. - Good knowledge of credit processes and risk assessment. - Proficiency in MS Excel and basic financial reporting tools. - Excellent communication and interpersonal skills. - High level of integrity and attention to detail.