Credit Officer

We are looking for a qualified candidate to fill this position. Key Duties - Identify and register new loan clients in markets and local areas - Visit clients to assess loan applications (check business, review cash flow, verify character) - Prepare credit proposals for approval - Disburse approved loans - Monitor and collect daily/weekly repayments - Act quickly on any late or missed payments - Maintain a good-quality loan portfolio (keep arrears very low) - Keep client records accurate and up to date Who We’re Looking For - Minimum qualification: OND or NCE - 0–2 years’ experience in microfinance, banking, field collections, or sales is a plus (not required) - Comfortable and willing to do fieldwork most of the time - Friendly with good communication and people skills - Honest, disciplined, and dependable - Able to start work immediately Important note: Do not apply if you dislike fieldwork or if you cannot start right away.