Credit Officer

A reputable organization seeks a dedicated individual for this role. Position Overview: - You will be responsible for marketing, registration, verification, disbursing, and managing daily-loan clients. The role ensures proper customer onboarding, accurate loan processing, and consistent daily collections to maintain portfolio quality. Key Responsibilities: - Review loan requests - Assess clients’ financial status - Evaluate creditworthiness and risks - Contact clients to gather financial data and documentation - Analyze risks and approve or reject loan requests - Calculate financial ratios (e.g. credit scores and interest rates) - Set up payment plans Requirements: and skills - B.Sc in Banking and Finance, Economics or related fields - Proven work experience as a Credit Officer, Loan Officer or similar role - Hands-on experience with lending procedures and products - Ability to create and process financial spreadsheets - Strong analytical skills - Customer service experience.