Account Manager at Survival Agricultural Hub Limited

About the Role

A reputable organization seeks a dedicated individual for this Account Manager position focused on agricultural finance and client relationship management.

Key Responsibilities

Client Relationship Management

• Build and maintain strong relationships with agricultural clients, cooperatives, and agribusiness stakeholders
• Identify and onboard potential customers within the agricultural value chain
• Provide financial advice tailored to the specific needs of different types of agricultural enterprises

Credit Analysis & Loan Processing

• Collect and analyze clients' financial information, farm production data, and market conditions
• Evaluate creditworthiness and prepare comprehensive credit appraisal reports
• Ensure timely loan disbursement and proper documentation in line with internal policies and regulatory standards
• Monitor loan utilization to ensure funds are used for intended agricultural purposes

Portfolio Management & Recovery

• Maintain an updated client portfolio and track loan performance
• Conduct regular field visits to farms and agribusiness sites to assess project progress and repayment capacity
• Follow up on overdue accounts and implement recovery strategies where necessary

Reporting & Compliance

• Prepare periodic reports on loan performance, portfolio quality, and client activities
• Ensure all credit operations comply with internal controls, risk management policies, and relevant agricultural finance regulations

Market Research & Business Development

• Conduct market research to identify emerging opportunities within the agricultural sector
• Promote agricultural financial products and services to meet the needs of smallholder and commercial farmers
• Collaborate with development agencies, input suppliers, and government agricultural programs to enhance service delivery

Qualifications and Experience

• Bachelor's degree in Agriculture, Agricultural Economics, Agribusiness, Finance, Accounting, or a related field
• Minimum of 2–5 years of relevant experience in agricultural finance or credit operations