Senior Data Scientist at Pezesha

About Pezesha

Pezesha is seeking a Senior Data Scientist to join our team and lead the development of advanced credit risk models, strategic insights, and business intelligence tools that drive high repayment rates, operational efficiency, and portfolio growth. This role is critical in strengthening our risk management framework and scaling our impact across the continent.

Core Responsibilities

Credit Risk Model Development

• Develop, test, and iterate credit risk models on a quarterly basis
• Ensure repayment rates consistently exceed 95%, with a default rate of less than 3% across all portfolios

Strategic Data Insights

• Provide data-driven insights and reports to portfolio leads, senior management, and external stakeholders
• Translate findings into actionable strategies to enhance performance and mitigate risks

Data Extraction, Cleaning & Mining

• Lead end-to-end processes of data extraction, cleaning, transformation, and mining
• Build datasets that power descriptive, predictive, and spatial models to support decision-making

Cross-Functional Experimentation

• Design and lead experiments across business units to optimize products, processes, and risk strategies
• Measure and communicate results to ensure learnings drive continuous improvements

Business Intelligence Development

• Develop and enhance BI tools to maximize product efficiency, improve Lifetime Value (LTV), and gross margins
• Deliver at least two major BI tool enhancements or new feature implementations per quarter

Real-Time Dashboards & Reporting

• Build and maintain real-time dashboards with 99% uptime and accuracy targets
• Deliver monthly finance reports on-time with greater than 99% accuracy
• Continuously add to exception reports to enhance portfolio quality and leverage AI and automation to improve reporting processes
• Ensure accurate and timely lender reporting and portfolio impact analysis