Underwriting Manager – Health

Position Overview

GA Insurance is expanding its dynamic team and seeking an experienced Underwriting Manager to drive business growth in the health insurance sector. This role is responsible for achieving sustainable profitability through proper risk selection, competitive pricing, effective portfolio management, renewal coordination, and development of strong client and intermediary relationships.

Duties and Responsibilities

Portfolio Profitability & Sustainability

• Develop strategies to maintain a healthy medical portfolio through risk selection, pricing, and benefit design
• Ensure profitability by monitoring loss ratios and claims patterns to predict future risks and make proactive adjustments
• Recommend strategic initiatives such as repricing, panel restructuring, and introduction of managed care controls

Risk Management & Governance

• Establish and continuously refine underwriting policies, guidelines, and frameworks to manage risk exposures
• Ensure underwriting decisions align with corporate risk appetite and regulatory requirements
• Drive quality assurance and audit readiness across underwriting processes
• Manage leakages through monitoring, collection, and prevention of issues including excesses, endorsements, and membership invoicing

Product Strategy & Market Positioning

• Provide strategic guidance on pricing models, benefit limits, and product differentiation
• Support product development and enhancement through insights from claims analytics, market trends, and competitor benchmarking

Business Growth & Retention Strategy

• Support business development teams in evaluating large or complex corporate accounts by offering underwriting insights to support negotiations and strategic pitches
• Balance competitiveness with profitability to support sustainable business expansion
• Implement a comprehensive client retention strategy for corporate and retail segments, focusing on key drivers of renewal