Money Laundering Reporting Officer

About the Role

A fast-growing fintech company is seeking a qualified and experienced Money Laundering Reporting Officer (MLRO) to lead and manage its Anti-Money Laundering (AML), Counter-Terrorism Financing (CTF), and financial crime compliance framework. The MLRO will be responsible for ensuring full compliance with Kenyan regulatory requirements while safeguarding the organization from financial crime and regulatory risk.

Key Responsibilities

• Act as the principal officer responsible for AML/CFT compliance in accordance with the Proceeds of Crime and Anti-Money Laundering Act (POCAMLA), CBK Prudential Guidelines, and Financial Reporting Centre (FRC) requirements
• Design, implement, and maintain the company's AML/CFT policies, procedures, and internal controls in line with regulatory and risk-based standards
• Receive, review, and investigate internal suspicious transaction reports (STRs) and determine whether they should be escalated to the Financial Reporting Centre
• File external Suspicious Transaction Reports (STRs) and other statutory reports within prescribed timelines
• Oversee the company's transaction monitoring systems, customer risk profiling, sanctions screening, and escalation processes
• Ensure robust Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) frameworks are implemented for high-risk customers, PEPs, and complex transactions
• Conduct and update enterprise-wide AML risk assessments covering products, customers, geographies, delivery channels, and emerging fintech risks
• Provide regular AML and financial crime risk reports to senior management and the Board
• Serve as the main point of contact for the Financial Reporting Centre (FRC), Central Bank of Kenya (CBK), and other regulators on AML matters
• Lead regulatory inspections, audits, and compliance reviews
• Develop and deliver AML/CFT training and awareness programs for all staff