Credit Corporate Analyst

About the Role

Family Bank Ltd seeks a dedicated Corporate Credit Analyst to evaluate the creditworthiness of corporate clients through comprehensive financial and risk analyses. This role supports critical credit decision-making by preparing detailed credit proposals, assessing market and industry risks, and ensuring all credit recommendations align with the bank's risk appetite and regulatory requirements. You will work closely with relationship managers and credit committees to structure sound credit solutions that support business growth while safeguarding the bank's assets.

Key Responsibilities

• Conduct thorough analysis of financial statements and assessment of corporate credit requests, including new requests, changed requests, refinancing, and annual due diligence
• Present analysis, findings, and recommendations to the Management Credit Committee, with particular focus on findings involving a borrower's ability to repay
• Develop and prepare spreadsheets and financial models to support analysis of new and existing corporate credit applications
• Ensure adherence to Credit Policies, Product Profiles, and set timelines in the analysis and approval of corporate credit facilities
• Conduct industry and sector studies to update policies and procedures guiding lending to specific corporate sectors
• Ensure high audit ratings are attained
• Present board-level credit facilities to the Board Credit Committee for approval
• Maintain custody of Board Credit Committee minutes and coordinate board recommendations and directives
• Perform other official duties as assigned

Required Qualifications and Experience

• Bachelor's degree in Business, Accounting, Finance, or related field
• Minimum of five (5) years of practical experience in credit analysis or related banking functions
• Professional Credit or Accounting qualifications (preferred)

Location

Nairobi, Kenya