Microfinance Field Officer (Field Work) at Reputable Community Bank

About the Role

A fast-growing Community Bank in the Central Region is seeking highly motivated Microfinance Field Officers to drive microfinance development and loan portfolio growth in assigned communities.

Key Responsibilities

• Conduct market surveys to promote the bank's microfinance loan products and services to potential communities
• Perform community entry and prospecting to identify and recruit new clients
• Facilitate group formation and strengthening to support microfinance development
• Process loan applications and assess creditworthiness of potential clients
• Evaluate financial needs of clients and provide appropriate financial solutions
• Facilitate loan disbursement to groups in accordance with budgetary estimates
• Ensure 100% loan recovery and timely booking of all loans
• Provide financial literacy education to enhance clients' understanding of financial concepts and management
• Establish and maintain excellent client relationships
• Discuss and explain loan terms with clients
• Reconcile field records and group journals regularly
• Prepare monthly reports for coordinator and management
• Undertake additional duties as assigned by management

Required Qualifications

• Minimum HND in Accounting, Marketing, or related field (Bachelor's degree is an advantage)
• Fair knowledge of T24 banking software
• Proficient computer skills
• Excellent understanding of lending procedures and credit assessment
• Strong group formation and management skills
• Honesty and high sense of integrity
• Knowledge of community dynamics
• Customer-oriented approach
• Good communication skills in local languages

Position Details

• Location: Accra, Ghana
• Employment Type: Full-Time
• Category: Banking