Credit Manager at Odotobri Rural Bank

About the Position

Odotobri Rural Bank PLC, located in Jacobu, Amansie Central District, Ashanti Region, seeks to employ a Credit Manager. This is a full-time position reporting directly to the Chief Executive Officer.

Key Responsibilities

• Prepare credit strategy for the bank
• Make recommendations for review of lending policy
• Prepare and deliver presentations and reports regarding key credit issues, exposures, and periodic credit review reports to the CEO
• Prepare monthly credit reports and submit all loans reports to Credit Reference Bureaus
• Register all securities in the collateral registry
• Carry out regular credit facility reviews to ensure compliance with terms and conditions
• Monitor all loans and report early warning signs to the Chief Executive Officer
• Serve as Secretary to the management credit committee
• Maintain minimum loan recovery rate of 98% on a monthly basis
• Achieve monthly recovery rate of 5% for overdue loans

Required Qualifications

• First degree in a related field
• Acceptable professional qualification such as ACCA, CA, ACIB, CIMA, or project management certification
• Master's degree in a related field (advantageous)
• Minimum 5 years of working experience in a similar position within the rural banking industry

Required Skills & Attributes

• Excellent communication, interpersonal, and presentation skills
• Strong planning, quantitative, and analytical skills
• Advanced computer literacy
• Sound understanding of IFRS 9 credit impairment models

Compensation

Attractive compensation package based on qualification and experience.

Location

Jacobu, Ashanti Region, Ghana