## Title: Head of Credit

About the Role

Sefwiman Rural Bank PLC in the Western North Region is seeking an experienced Head of Credit to join our leadership team. You will be responsible for overseeing all credit operations and ensuring compliance with banking regulations and the bank's credit policies.

Key Responsibilities

Evaluate credit proposals and make appropriate recommendations to the Chief Executive Officer and the board based on the bank's credit policies and relevant laws
Monitor all credit facilities and report on early warning signals to the Chief Executive Officer
Prepare and submit all monthly and quarterly regulatory and prudential returns to relevant authorities
Perform any other duties as assigned by management

Required Qualifications & Experience

Minimum Master's Degree in a business-related discipline from a recognized tertiary institution
Minimum 5 years of working experience as a Head of Credit
Knowledge of T24 Core Banking Application
Familiarity with the Borrowers and Lenders Act, 2020 (Act 1052), Credit Reporting Act, 2007 (Act 726), and the Banks and Specialised-Deposit Taking Institutions Act, 2016 (Act 930)
Proficiency in MS Office Suite (Word, Excel, and PowerPoint)

Key Skills & Attributes

Strong analytical and numeracy skills
Excellent attention to detail
Outstanding customer service skills
Excellent report writing abilities
Objective and independent mindset
High sense of integrity
Relevant professional qualifications (advantageous)

Job Details

Location: Western North Region, Ghana
Employment Type: Full-Time
Closing Date: 22 August, 2025

How to Apply

Submit your application including your Curriculum Vitae (CV) and copies of relevant academic and professional certificates to Sefwiman Rural Bank PLC, PMB, Bibiani.

Head of Credit at Sefwiman Rural Bank

Job description