Asutifi Rural Bank LTD

Position Overview

A leading community bank operating in the Ahafo Region seeks an experienced Credit Manager to supervise, plan, and coordinate the bank's credit management function in accordance with industry best practices.

Primary Responsibilities

• Prepare and submit all regulatory and prudential returns
• Evaluate creditworthiness of potential customers before advancing credit facilities
• Appraise loan applications and make recommendations based on the bank's credit policies
• Monitor credit performance of clients to prevent bad loans
• Develop credit risk assessment models to improve credit risk management for loans
• Assist in reviewing and updating the bank's credit policy and monitor compliance with established procedures in all transactions
• Ensure all regulatory considerations for credit management are observed by the bank
• Carry out other credit functions as assigned

Required Qualifications

• First degree in Finance, Accounting, Economics, Commerce, Planning, Banking, or similar qualification from a recognized university
• 4 to 7 years of post-qualification experience in Credit Administration or a similar role
• Proficiency in accounting software, T24, and Microsoft Office Suite

Preferred Qualifications

• Professional qualification such as CA(GH), ACCA, or ACIB
• Postgraduate degree in Accounting, Finance, Economics, Management, Strategy, or similar field

Required Skills

• Ability to establish and maintain effective working relationships with all levels of employees
• High standards of confidentiality and personal integrity
• Ability to interpret financial statements
• Understanding of rural and urban enterprise development and management
• Strong networking, influencing, and stakeholder management skills
• Excellent communication at all levels, both internally and externally