Asutifi Rural Bank LTD

Position Overview

A leading Community Bank operating in the Ahafo Region seeks a Credit Manager to supervise, plan, and coordinate the bank's credit management function in accordance with industry best practices.

Primary Responsibilities

• Prepare and submit all regulatory and prudential returns
• Evaluate the creditworthiness of potential customers before advancing credit facilities
• Appraise loan applications and make recommendations based on the bank's credit policies
• Monitor credit performance of clients to prevent non-performing loans
• Develop credit risk assessment models to improve management of loan-associated risks
• Assist in reviewing and updating the bank's credit policy and ensure procedures are followed in all transactions
• Ensure all regulatory requirements for credit management are observed by the bank
• Carry out other credit functions as assigned

Required Qualifications

• First Degree in Finance, Accounting, Economics, Commerce, Planning, Banking, or similar qualification from a recognised university
• 4 to 7 years of post-qualification experience in Credit Administration or similar role
• Proficiency in accounting software, T24, and Microsoft Office suite

Added Advantages

• Professional qualification such as CA(GH), ACCA, or ACIB
• Postgraduate degree in Accounting, Finance, Economics, Management, Strategy, or similar field

Required Skills

• Establish and maintain effective working relationships with all levels of employees
• Confidentiality and high standard of personal integrity
• Ability to interpret financial statements
• Understanding of rural and urban enterprise development and management
• Networking, influencing, and stakeholder management communications at all levels internally and externally