Assistant Risk and Compliance Officer at Kintampoo Rural Bank Limited

About the Role

Kintampoo Rural Bank Limited is seeking qualified professionals to fill the position of Assistant Risk and Compliance Officer. This role involves assisting the Head of Risk and Compliance in implementing a comprehensive risk management framework across all banking operations, while ensuring regulatory compliance and providing guidance on compliance matters.

Job Summary

The Assistant Risk and Compliance Officer will support the Head of Risk and Compliance in managing operational risks, enforcing regulations, and implementing strategies to mitigate risks inherent in the Bank's operations across all business levels.

Key Responsibilities

• Assist in managing Operational Risk, Liquidity Risk, Credit Risk, Interest Rate Risk, and Compliance Risk
• Support periodic assessment of the effectiveness of controls within the risk management framework
• Perform monthly risk testing on the risk portfolio to evaluate impact on profitability, capital adequacy, and liquidity
• Record and report risk incidents to the Head of Risk and Compliance
• Review and provide risk assessments on loan applications, recommending controls to mitigate identified risks
• Conduct compliance exercises across all branches and submit reports for review
• Ensure branch adherence with internal policies, anti-money laundering requirements, and banking regulations
• Act as deputy to the Head of Risk and Compliance when necessary
• Perform other duties as assigned by the Head of Risk and Compliance

Required Competencies

• Highly analytical mindset
• Strong knowledge of the financial regulatory environment
• Working knowledge of credit risk modelling and analytics
• Experience in credit risk portfolio management or credit risk strategy development
• Effective communication and interpersonal skills

Position Details

Location: Accra, Ghana

Employment Type: Full-Time