SAASA B2E is looking for a Commercial Manager

About the Position

SAASA B2E is seeking a proactive, results-driven Commercial Manager to support the Agency Manager with commercial activities and administrative duties. The successful candidate will oversee a portfolio of clients (merchants and economic operators), drive business growth, and perform credit analysis and follow-up while helping meet the agency's goals.

Main Responsibilities

Commercial Management & Credit Activities

• Analyze credit requests from merchants and economic operators
• Conduct initial negotiations on credit terms with clients
• Prepare and submit credit files to the Agency Manager
• Follow up on credit files until finalization
• Monitor the recovery of granted credits and ensure timely follow-up
• Identify and assess credit risks and propose mitigation measures

Business Development & Operations

• Assist the Agency Manager with commercial promotion and activities
• Prospect new clients (merchants and economic operators) for account opening and credit opportunities
• Arrange meetings between prospects and management when needed
• Manage and monitor the agency's Small Business channels
• Support the tracking of commercial targets and team performance
• Organize performance review meetings upon the Agency Manager's request
• Assist in opening and closing the agency as required
• Act as backup for the Agency Manager in their absence
• Perform any other tasks assigned by the Agency Manager

Required Qualifications

Education and Experience

• Minimum Bachelor's degree (Bac+3) in Management, Business Administration, or Commercial Management
• At least 3 years of experience in the banking sector

Technical Skills

• Strong financial analysis and credit risk assessment skills
• Knowledge of administrative and basic accounting processes (checks, payroll, reconciliation)
• Proven sales, prospecting, and negotiation skills
• Ability to monitor client portfolios and track performance metrics

Industry

Banking / Financial Services

Location

Maroua, Cameroon