Business Development Officer-Tukuyu

About National Bank of Commerce

NBC is the oldest serving bank in Tanzania with over five decades of experience. We offer a range of retail, business, corporate and investment banking, wealth management products and services.

Job Summary

Recruitment and management of borrowing customers under the Micro-SME segment (Kua Nasi, Agriculture & LaRiba) with responsibility to ensure growth of quality loan portfolio as per the Bank's Credit Policy and Product Procedure Manuals.

Key Accountabilities

Loan Portfolio Growth

• Grow quality loan portfolio to meet branch targets
• Onboard eligible borrowing customers as per Product Procedure Manuals
• Follow up on pipelines and sales leads to ensure maturity within agreed timelines
• Identify, explore, and negotiate business (lending) opportunities with existing and new customers
• Engage with external and internal business stakeholders to ensure the Bank's interests are properly presented and safeguarded

Credit Underwriting Functions

• Receive and review credit applications ensuring compliance to approved checklist of required documents
• Liaise with CRC members to ensure eligible customers are visited to validate submitted information, business activities, and collaterals provided
• Conduct credit appraisal of Micro-SME credit applications to determine creditworthiness for Bank financing in-line with Product Procedure Manuals
• Ensure all credit applications forwarded to HQ for approval are reviewed, discussed, and deliberated by CRC as per Product Procedure
• Attend to and address all issues or queries raised by HQ (Retail Credit/Business) in collaboration with CRC without compromising procedure

Loan Portfolio Management

• Ensure approved loans adhere to approved terms and conditions

Position Details

• Location: Tukuyu Branch, Tanzania
• Employment Type: Full-time
• Industry: Banking, Sales & Retail, Business Operations, Agribusiness
• Currency: TZS